Who we help
Your banker represents the bank.
We represent you.
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Local homebuyers
For first-time buyers, upgrading homeowners, housing lottery winners, and second homes.
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Homeowners who want to pay less
Improving existing mortgage terms to lower payments or long-term costs.
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International income buyers
Mortgages for clients with income outside Israel, including foreign currency earners.
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Investors
Financing strategies for building and expanding a real estate portfolio.
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Businesses
Mortgages for offices, stores, and other commercial properties.
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Senior homeowners 60+
Reverse mortgage solutions with no monthly payments – access your home equity tax-free.
What we do
Everything you need
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New Mortgages
Mortgage solutions for local and foreign buyers, including homes, investments, and commercial properties.
Apply now -
Mortgage Refinancing
Review and restructure your existing mortgage to reduce costs or improve flexibility.
Review my mortgage -
Money Transfers to Israel
Efficient, compliant, and quick international transfers for real estate transactions, business, and other needs.
Get started -
Business Loans
Financing solutions for businesses and commercial property investments.
Apply now -
Property Search
Find the right property with trusted local partners – with convenient guidance in English.
Find an agent -
Legal Services
Work with experienced real estate lawyers through our trusted English-speaking legal partners
Find a lawyer
Reviews
Don’t take our word for it.
Take theirs.
Lendex helped us understand our approval position before we signed anything. The process felt structured and calm.
Lendex helped us understand our approval position before we signed anything. The process felt structured and calm.
Lendex helped us understand our approval position before we signed anything. The process felt structured and calm.
Lendex helped us understand our approval position before we signed anything. The process felt structured and calm.
Lendex helped us understand our approval position before we signed anything. The process felt structured and calm.
Lendex helped us understand our approval position before we signed anything. The process felt structured and calm.
Take control from the start
How it works
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01
Initial consultation
We review your situation, goals, and financial profile to understand your mortgage needs.
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02
Mortgage strategy
We design the right mortgage structure according to your current situation and future plans.
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03
Shopping the banks
We approach multiple banks and negotiate to secure the most competitive offers available.
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04
Pre-approval (Ishur Ekroni)
The bank approves your mortgage in principle and waits for your signal to proceed.
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05
Funding and completion
We finalize the mortgage, coordinate with the bank and lawyer, and ensure funds are released for the purchase according to the contract.
- Let’s start
Good borrowers can get
bad mortgages
Why mortgages fail
Just 1% in mortgage rates means paying over ₪200,000 more. Getting approved isn’t enough – structure matters
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Choosing the wrong bank
Different banks evaluate borrowers differently. The wrong bank can mean rejection or worse terms.
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Poor mortgage structure
Mortgages in Israel are complex. The wrong structure (tamhil) can cost more and affect approval.
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Weak financial presentation
Incomplete documents or poorly presented finances can delay or derail approvals.
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Accepting the first offer
The first bank offer almost always means paying more. A lower rate isn’t always cheaper.